What Does Gap Insurance Do?

car insurance paperwork with car key

When purchasing a new car from Western Motors Los Banos you’ll find that there are various options in terms of financing and insuring your car. One of the many optional insurance coverages you can opt for is gap insurance. What does Gap insurance do? It is simply a form of coverage for the gap between the owed amount on the car and the true cash value of the car at the time of an accident. Explore exactly what this insurance covers, and how it can benefit your Dos Palos area drives. Apply for financing today!

What Does Gap Insurance Cover?

What does Gap insurance cover? Well, a variety of issues are covered. One thing Gustine drivers should keep in mind, however, is that it is meant to cover damage to your vehicle, and not the property or bodily injuries. Here are the details of what exactly gap insurance does, and does not, cover:

Gap Insurance Covers:

  • Acts of nature (tornado, hurricane, flood, etc.)
  • Theft
  • Fire
  • Vandalism
  • Accident

Gap Insurance Does NOT Cover:

  • Death
  • Extended warranties
  • Deductible (though some gap insurance policies allow this)
  • Engine failures and other mechanical repairs/malfunctions

What you Gustine drivers can take away from the question ‘what does gap insurance do?’, is that it is meant to cover total loss in the event of an accident. It is optional coverage, but it is worth talking with your insurance company about what it offers you.

What Does Gap Insurance Do and Do I Need It?

You don’t need Gap insurance. But it is highly recommended by experts. When you are exploring financing and insurance options, you’ll find that Gap insurance comes at a relatively low cost. Gap insurance is especially helpful if your dealership offers a plan that includes deductible coverage. Having this insurance can provide you additional peace of mind, and help you save money, in the unfortunate event of an accident. Chat with our financing team to talk about buying gap insurance when you come for your next vehicle in Los Banos.

Discover Your Insurance and Finance Options at Western Motors Los Banos

Coming to Western Motors Los Banos outside of Los Banos prepared for the financing process will ease your mind, and help you ask the right questions. You’ll have a better understanding of exactly what you need, and want, before purchasing a car. Also, the right coverage can save you time and money down the road. Visit us today outside of Newman, or simply contact us online with any questions you may have!


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